Money Train 2 is Relax Gaming’s steampunk Western sequel, released in September 2020. It is a 5 by 4 slot with 40 fixed paylines, a respin feature in the base game and the Money Cart bonus, a locked symbol respin round with a long list of special symbols. The original Money Train topped out at 20,000x. This one lists 50,000x.
It is a very high variance slot. This review covers the RTP and the lower versions reported, the volatility, the 50,000x maximum win in pounds at UK stakes, a hit frequency that several sites attribute to Relax Gaming, the details of the Money Cart bonus and where sources disagree.
Money Train 2 at a glance
| Detail | Figure |
|---|---|
| Provider | Relax Gaming |
| Released | September 2020 |
| Layout | 5 reels, 4 rows, 40 fixed paylines, wins pay left to right |
| RTP | 96.40%, with lower versions reported by some sites |
| Volatility | High to very high |
| Max win | 50,000x total stake |
| Stake range | 10p to £20 (Casinomeister lists a 20p minimum) |
| Hit frequency | 19.55%, attributed to Relax Gaming by several review sites |
| Main features | Respins in the base game and the Money Cart bonus |
| Bonus frequency | About 1 in 435 spins for the bonus round (AboutSlots) |
Overview
Money Train 2 is set in the ruins of a Western village with a steampunk train. The low symbols are card suits, and the high symbols are a Green Sniper, a Debt Collector, a female character and the Necromancer. Casinomeister notes that Relax Gaming gave this sequel a stronger base game than the original, with the high symbols paying 8x to 20x the stake for five of a kind.
The design is still about the bonus. The Money Cart round is where the large multipliers sit, and it is also where the 50,000x cap applies.
How to play and stakes
Wins need three to five matching symbols on a payline from left to right. There are 40 fixed paylines. Sites give the minimum stake as 10p, but Casinomeister lists 20p, so the exact minimum can depend on the casino. The maximum is reported as £20 by several sites.
UK Gambling Commission rules cap slot stakes at £2 for players aged 18 to 24 and £5 for players aged 25 and over, so this review uses 10p, £1, £2 and £5 for its examples.
RTP and the versions you may meet
Most sources give the RTP as 96.40%, including Casinomeister and several review sites. Two sources report lower versions: one says it varies from 96.4% down to 94%, and another says 94.4% in the poorer version. AskGamblers says the RTP rises to 98% with the bonus buy, and another site describes a two tier structure depending on feature access and region. We could not read Relax Gaming’s game page, because the address we tried returned a 404, so these lower versions are third party reports we could not confirm.
UK casinos can run different RTP settings, so the help screen at your casino shows the figure that applies.
Volatility
Sources describe Money Train 2 as high volatility, with several calling it extremely high or 5 out of 5. Casinomeister calls it very volatile in both the base game and the main bonus. We use high to very high, since there is no single official rating we could read.
Max win and what it is worth in pounds
Every source agrees on 50,000x the total stake. One site notes that reaching it ends the round immediately. The original Money Train listed 20,000x, so this is a large step up.
| Stake | Max win at 50,000x |
|---|---|
| 10p | £5,000 |
| £1 | £50,000 |
| £2 | £100,000 |
| £5 | £250,000 |
These are theoretical ceilings, not typical results. Casinomeister says the main bonus can reach large totals even at small stakes.
Respins feature
Landing two of the scatter symbols, which means the main bonus did not trigger, starts the respin feature. Each scatter reveals a multiplier, they are combined, and a respin is awarded. Each respin that does not win raises the multiplier by 1x, and the feature continues until a win forms, at which point the multiplier applies. Casinomeister says reaching above 10x is unusual and that it has seen reports of around 40x, with no stated upper limit. AboutSlots reports that the respins feature hits about once every 72.9 spins.
Money Cart bonus
Three or more bonus symbols start the Money Cart bonus with three respins. The triggering symbols stay locked and reveal values, and every new symbol resets the respins to three. The round ends when the screen fills, which pays 500x the stake, or after three respins without a new symbol.
| Symbol | What Casinomeister reports |
|---|---|
| Bonus scatter | Cash value of 1x to 10x |
| Golden bonus scatter | Cash value of 20x to 200x |
| Payer | Adds its value to the other scatter symbols |
| Collector | Collects other values in view |
| Sniper | Doubles the values of 3 to 8 random symbols |
| Necromancer | Brings 1 to 6 symbols back to life |
| Reset Plus | Resets respins and adds one |
| Persistent versions | Repeat their effect on every later respin |
Casinomeister says the bonus buy option is aimed at players outside certain regions, so check whether it is offered at your casino. AboutSlots reports that the bonus round appears about once every 435 spins, which is a third party figure.
Hit frequency and win rate
Several review sites, including AboutSlots and CasinoHawks, give the base game hit frequency as 19.55% and attribute it to Relax Gaming’s own information. We could not read Relax Gaming’s page ourselves, so we label it as reported rather than confirmed. Other sites round it to about 20%, or about 1 in 5 spins. SlotPal’s hit rate guide covers Big Bass and Eye of Horus only, so it has no Money Train 2 figure to compare.
A hit includes any win, including ones below the stake.
Is Money Train 2 enjoyable? Our verdict
This verdict is based on mechanics, provider rules and independent data. We have not played the game for money.
The design delivers a rare mix: a lively base game with the respin feature, and a bonus where symbols interact in layers. The cost is extreme variance. The Money Cart can take hundreds of spins to appear, and most outcomes are modest. It suits players who like complex bonus rounds and are happy to take long dry runs for a high ceiling. It is not suited to anyone with a small balance who wants steady play. Our verdict: a well built high risk slot that rewards patience.
Pros and cons
Pros
- 50,000x maximum win
- Respin feature adds activity to the base game
- Layered Money Cart bonus with many symbol types
- Hit frequency of about 19.55%
- Stronger base game than the original
Cons
- Very high volatility
- Bonus can take hundreds of spins to trigger
- Lower RTP versions are reported
- Sources disagree on the minimum stake
- No readable provider page
Money Train 2 FAQ
What is the RTP of Money Train 2?
Most sources give 96.40%. Some report lower versions of 94% to 94.4%. Check the help screen at your casino.
How volatile is Money Train 2?
High to very high. Several sites rate it 5 out of 5, and Casinomeister calls it very volatile.
What is the maximum win on Money Train 2?
50,000x the stake: £5,000 at 10p, £50,000 at £1, £100,000 at £2 and £250,000 at £5.
What are the UK stakes for Money Train 2?
Sources give 10p or 20p as the minimum. UK rules cap slot stakes at £2 for 18 to 24 year olds and £5 for those aged 25 and over.
How often does Money Train 2 pay?
Several sites attribute a 19.55% hit frequency to Relax Gaming, about one win in five spins. We could not confirm it on a provider page.
How does the respin feature work?
Two scatters start respins with a multiplier that rises by 1x after each non winning respin until a win lands.
How does the Money Cart bonus start?
Three or more bonus symbols give three respins on a locked board. New symbols reset the respins to three.
What does filling the screen pay?
Casinomeister says a full screen in the Money Cart bonus pays 500x the stake.
What does the Necromancer do?
It brings between one and six symbols back to life, according to Casinomeister.
Is there a bonus buy?
Casinomeister says the bonus buy is for players outside certain regions, so check whether it is offered where you play.
How is Money Train 2 different from the original?
Higher max win (50,000x versus 20,000x), a base game respin feature and more symbols in the bonus.
Why do sources disagree?
Mostly the minimum stake, lower RTP versions and bonus buy effects. We name each conflict.
How we checked the figures
- RTP, volatility, features and symbol effects: Casinomeister Money Train 2 review (third party), whose section order this article loosely follows.
- Hit frequency (19.55%), respin and bonus frequencies: AboutSlots and CasinoHawks, which attribute the hit frequency to Relax Gaming information. Not confirmed by us.
- RTP versions, release date and stake range: AskGamblers, SlotGods, PlayUSA, FruitySlots, WinPokieSlots and gmblrs, compared for conflicts.
- The Relax Gaming game page returned a 404, so no figure was confirmed with the provider.
- OLBG: the Money Train 2 page was not available, so OLBG data was not used.
- UK stake limits: Gambling Commission rules as set out in the brief for this site.